Dave Ramsey: "The Borrower Is Slave to the Lender" — Here's Why It Matters

About this sermon

The borrower is slave to the lender." Chuck Swindoll and Dave Ramsey sit down to talk about why Insight for Living is on a mission to pay off its building debt — and why becoming debt-free isn't just a financial milestone, it's a spiritual one. Chuck shares the vision behind the campaign: paying off the remaining balance on Insight for Living's building so that every dollar the ministry receives can go directly into reaching people with the gospel — including Vision 195, the goal of bringing the message of Christ to all 195 nations of the world through trained international students who return to their home countries to minister in their own language and culture. Dave and Chuck talk about what it means to steward what God has given you, why debt affects far more than a balance sheet, and how being set free from it changes leadership, creativity, and legacy planning for the future. In this conversation, Chuck and Dave talk about: • Insight for Living's campaign to become debt-free • Vision 195 and reaching the nations through trained international students • Why Proverbs' warning about debt and slavery has more depth than we realize • Stewardship over legacy — managing what God has given rather than building a name • Why succession planning is an act of good stewardship This is Segment 3 of our conversation with Dave Ramsey. Watch the rest of the series for more. For more biblical teaching and encouragement for everyday life, subscribe to Insight for Living with Chuck Swindoll. #ChuckSwindoll #InsightForLiving #DaveRamsey #Stewardship #Vision195 #DebtFree 🌐 Sign up for Pastor Chuck's daily devotional and explore our various resources at https://www.insight.org ❔ Have questions about following Jesus or about the Bible? We'd love to help you. Please visit https://www.insight.org/connect/faqs/biblical-counseling 📲 Take Pastor Chuck's resources with you on our Insight for Living app! - Apple App Store: https://bit.ly/IFLappleapp - Google Play: https://bit.ly/IFLPlay 🎧 Listen to Pastor Chuck Swindoll on . . . YouTube Music: https://music.youtube.com/playlist?list=PLteVs-tVfPH8ffZKyrqgAJVXNbutlHyOd&feature=shared Apple Podcasts: https://bit.ly/IFLapple Spotify: https://bit.ly/IFLspotify TuneIn: https://bit.ly/IFLTuneIn PodBean: https://bit.ly/IFLpodbean Podbay: https://bit.ly/IFLpodbay 📻 You can also find the radio stations that are airing our Insight for Living broadcast at the bottom of this page: https://insight.org/broadcasts/station-finder 📱 Pastor Chuck Swindoll's social media: Facebook: https://bit.ly/SwindollFB Instagram: https://www.instagram.com/chuckrswindoll/ Twitter/X: https://twitter.com/chuckswindoll 📱 Insight for Living, the Swindoll's international Bible-teaching ministry, social media: Facebook: https://www.facebook.com/insightforlivingministries Instagram: https://www.instagram.com/insightforlivingministries/ Twitter/X: https://twitter.com/IFL_USA 🤝 Insight for Living operates only on generous gifts and donations. We would be honored to have your support in providing this practical and accurate Bible teaching to those around the world. If you feel led to partner with us, you can visit https://give.insight.org/ or you can watch this video to learn more: https://www.youtube.com/watch?v=Ga9nwCtp5bU Copyright © 2025 Charles R. Swindoll, Inc. (CRS, Inc.) All rights are reserved worldwide. Duplication of copyrighted material for commercial use is strictly prohibited.